The Audi R8 is a powerhouse supercar that offers heart-pumping speed and visually appealing designs. If you’re looking to insure your Audi R8, knowing the rates for different companies and how they vary by the R8’s model years can help you find the plan that works best for you. Keep on reading to learn more about the Audi R8, including how much it costs to insure, factors that can influence insurance rates, and how you can save on your insurance policy.
History of the Audi R8
Since the 1980s, Audi has strived to create a sports car that could compete against other top manufacturers. The company made this dream a reality in 2003 when it made its first concept supercar: the Le Mans Quattro. This evolved into the production R8 in 2006 with a powerful V-8 engine that generated 414 horsepower. In 2009, a powerful V-10 engine capable of generating 518 horsepower became available alongside the existing V8.
Over time, the Audi R8 has made its way into the hearts of many supercar fans because of its sleek design and robust engine. Each iteration and generation have received upgrades to combine horsepower with an appealing aesthetic that not only competes with luxury brands like Mercedes and BMW, but also with other supercar brands like Lamborghini and Aston Martin.
Average Insurance Cost for the Audi R8
The average insurance cost for an Audi R8 is $2,770 per year, which is significantly higher than the $1,342 average insurance cost for other types of vehicles. This increase is because the Audi R8 is more expensive and has a more powerful engine than most other vehicles. Your insurance cost can vary based on other factors as well, such as your credit score or driving history.
Insurance Costs for the Audi R8
If you want to find the best deal for insuring your R8, compare rates from various insurance companies. Doing so can help you find the company that offers the coverage you want at an annual rate that works for you. Here’s what you can expect to pay if you decide to insure your vehicle through these insurance companies:
- Progressive: $1,299 annually/$108 monthly
- State Farm: $2,364 annually/$197 monthly
- GEICO: $2,635 annually/$220 monthly
- Nationwide: $2,744 annually/$229 monthly
- Allied: $3,600 annually/$300 monthly
- Allstate: $3,785 annually/$315 monthly
If you’re an active duty service member, military veteran, or a family member of someone in either of these groups, you can also purchase an insurance policy through USAA. If you decide on insuring your vehicle with this company, you can expect to pay an annual rate of $3,129 or $261 monthly, which is comparable with other top companies.
Audi R8 Insurance Cost for Different Model Years
Your car’s model year also influences how much you might pay for your vehicle’s insurance premium. The difference in annual rates can be as much as $300, so it’s worth looking into different model years for your next supercar. Here’s what you can expect to pay for insurance coverage on your Audi R8 from different model years:
- 2022 Audi R8: $3,052 annually/$254 monthly
- 2021 Audi R8: $2,988 annually/$249 monthly
- 2020 Audi R8: $2,916 annually/$243 monthly
- 2018 Audi R8: $2,698 annually/$225 monthly
- 2017 Audi R8: $2,522 annually/$210 monthly
- 2015 Audi R8: $2,216 annually/$185 monthly
- 2014 Audi R8: $1,950 annually/$163 monthly
Influencing Factors for Audi R8 Insurance
There are several factors that influence the insurance premiums for the Audi R8. Knowing about these factors can help you find and insure the vehicle that works best for you and your budget. Some common items that can affect insurance premiums include:
- Engine size: Since engine size can affect the speed and performance of a vehicle, insurance companies often use this factor to help them determine risk. For example, the R8’s more powerful V-10 engine option can result in higher premiums than the V-8 option since it’s capable of producing more horsepower and torque.
- Driver history: Insurance companies also review a driver’s history to assess the risk of insuring them. Drivers with tickets, traffic violations, or accidents might have a higher premium than drivers with a clean driving history because insurance companies view these drivers as riskier to insure.
- Vehicle price: More expensive vehicles tend to have higher insurance rates because companies often deem these types of vehicles as more costly to replace or repair. Opting for fewer premium features on your vehicle or searching for an older model can help you better manage the price of your vehicle and thus the insurance rate to cover your vehicle.
Ways to Save on Your Vehicle’s Insurance
If you want to save on your annual or monthly insurance rates, there are many ways you can reduce your premiums. Here are some tips to consider that can help you save:
- Boost your credit score: Your credit score can influence your annual rates, and having a higher credit score can help you lower your insurance costs. This is because insurance companies feel more confident in your ability to pay your insurance premiums and consider higher credit scores a lower risk financially.
- Take defensive driving courses: Defensive driving classes can help you improve your safety and awareness on the road. After successful completion of an accredited course, many insurance companies will reduce your annual insurance premiums.
- Bundle your insurance policies: Many insurance companies often have several types of insurance policies and might offer a bundle package that combines different insurance policies. This often results in discounts and deals for both policies, which can help you reduce your annual insurance rates.
Researching your different insurance options for an Audi R8 can help you get the best deal and right coverage. Knowing what factors influence your insurance rates and how you can save on your premiums can help you get great coverage for a low rate.

At FIXD, our mission is to make car ownership as simple, easy, and affordable as possible. Our research team utilizes the latest automotive data and insights to create tools and resources that help drivers get peace of mind and save money over the life of their car.