1. Year
2. Make
3. Model
4. Trim
5. Fuel Type

Great news! FIXD is compatible with your vehicle.


Unfortunately, FIXD is not guaranteed to be compatible with your vehicle.

Our Best Deal Ever!

FIXD logo

Guide to Geico SR-22 Insurance

SR-22 is a form that provides court-ordered insurance documentation. Geico will file the SR-22 form on behalf of policyholders for the applicable filing fee. Current policyholders can contact Geico, and potential customers can select SR-22 when asking for a free quote.

Want to save on car insurance?

The best way to save is to shop around for lower rates. Enter your information below to instantly compare quotes from leading carriers! 


Do you need to know if Geico provides SR-22 Insurance forms? Keep reading to discover what you need to know about SR-22 Insurance through Geico!

We’ll cover what SR-22 means and how to get it. This article also provides a phone number and information about SR-22 cost. At the end, you’ll also find a list of other options for SR-22 Insurance.

Keep reading, and let’s get into it!

Does Geico Offer SR-22 Insurance?

Geico will file the SR-22 form on behalf of their customers. You will be charged the required court fee in your state for the service. Current policyholders can contact their agent to file the form, and potential policyholders can indicate they need an SR-22 form when they get a quote.

What is SR-22 Insurance?

SR-22 Insurance is proof of insurance that the court requires in certain instances, usually after a significant violation. The SR-22 proves to the court that you have the state’s minimum liability coverage. 

Violations that lead to the court requiring an SR-22 include the following:

  • Reckless driving
  • DUI convictions
  • Causing an accident without insurance

You will be notified by the department of motor vehicles or the court if you are required to file an SR-22.  If you discontinue insurance coverage after filing an SR-22, your insurance company will immediately notify the court.

Car insurance. Small silver car covered by hands.

How to Get SR-22 Insurance from Geico

If you are a current Geico customer, call customer service at 877-206-0215. A customer service agent will review coverage with Geico and begin filing the SR-22 form on your behalf.

Existing Geico CustomersCall 1-877-206-0215

If you’re not a current auto insurance Geico customer, begin by getting a free insurance quote. When you buy the policy, a question will ask if you need an SR-22. Say yes, and Geico will begin filing when you purchase the policy.

Another option for potential policyholders is to call 1-800-861-8380, and a Geico representative will help you with the process.

Potential Geico CustomersCall 1-800-861-8380
Or Get an Online Quote and Select “Need SR-22” When Purchasing a Policy

Cost of SR-22 from Geico

The actual cost of the SR-22 is determined by the state where you reside. Some states charge a flat fee, and others have a surcharge. The filing fee is charged once per customer.

Although the SR-22 Insurance forms are a one-time fee, your insurance rates may be higher due to the violation that triggered a need for an SR-22. We found some information about how Geico rates are impacted by violations.

Cost of Geico Auto Policies After Violations 

Although Geico’s insurance rates for drivers with clean records fall below the national average, having a driving violation on your record will impact the price of premiums. We looked at a couple common instances that may result in needing an SR-22.

US News used driver profiles with otherwise clean driving records and averaged low, medium, and higher coverage premiums to generate an average. The hypothetical driver drove 12,000 miles a year.

  • After one accident, Geico’s Insurance rates are 16% below the national average. 
  • Geico is 14% more expensive than the national average following a DUI conviction.
Carmel - Circa March 2021: GEICO Insurance Office. GEICO is a subsidiary of Berkshire Hathaway.

Geico SR-22 Phone Number

For existing Geico policyholders, the customer service line for SR-22 is 877-206-0215. The customer service agent will review your coverage and start the process of filing an SR-22 on your behalf.

For potential policyholders, the phone number is 800-861-8380. You can also get a free quote and use the online portal to request an SR-22 with a policy purchase.

Other Options for SR-22 Insurance

Most insurance carriers will file an SR-22 on behalf of their policyholders. What will vary by company is the amount that insurance rates will go up following an accident.

We found information about which policies are cheapest, on average, following an accident and following a DUI conviction. For methodology, drivers had otherwise clean records and drove 12,000 miles a year. Premiums for low, medium, and high coverage were averaged.

Following an accident, USAA, State Farm, and American Family all offered cheaper policies, on average, than Geico.

Following a DUI conviction, State Farm and American Family offered lower premiums than Geico.

Pro Tip: When finding insurance rates, always be up front and honest about previous violations. The insurance company will verify your driving record.

Frequently Asked Questions

Is an FR-44 the same thing as SR-22?

An FR-44 is a certificate of financial responsibility similar to an SR-22. Where an SR-22 requires proof of the state minimum liability insurance, an FR-44 usually requires double the state minimum. FR-44 is used in Florida and Virginia.

How long is an SR-22 good for?

An SR-22 is good for as long as the policy is good and renewed on time. Allowing the policy to lapse or switching insurance providers will require filing a new SR-22. In the event that coverage ends, your insurer will notify the court immediately.


Geico (2023). SR-22 Insurance-What Is It And How Does It Work? Geico.com. Retrieved January 5, 2022, from https://www.geico.com/information/sr22-details/

Progressive (2023). What Is An SR-22. Progressive.com. Retrieved January 5, 2023, from https://www.progressive.com/answers/sr-22/

US News (2022, December 1). Geico Car Insurance Review. USNews.com. Retrieved January 5, 2022, from https://www.usnews.com/insurance/auto/geico-car-insurance-review

FIXD Research Team

At FIXD, our mission is to make car ownership as simple, easy, and affordable as possible. Our research team utilizes the latest automotive data and insights to create tools and resources that help drivers get peace of mind and save money over the life of their car.

We’re here to help you simplify car care and save, so this post may contain affiliate links to help you do just that. If you click on a link and take action, we may earn a commission. However, the analysis and opinions expressed are our own.


About the Author

FIXD Research Team

FIXD Research Team

At FIXD, our mission is to make car ownership as simple, easy, and affordable as possible. Our research team utilizes the latest automotive data and insights to create tools and resources that help drivers get peace of mind and save money over the life of their car.

You might also like

Explore Car Resources

car insurance icons

Car Insurance

Find the best insurance deals for your car

Car Buying

Everything you need to know about buying a vehicle

FIXD Team logo

Car Care

Car repair costs, how-to guides, and more

car buying icons

Vehicle Search

Search any make/model for reviews, parts and more