What Is a Totaled Car?

Even the best drivers can be involved in an accident, so it’s essential to know some basics about automobile insurance. At-fault states require drivers to carry minimum liability insurance to cover damages under bodily injury and property damage. In a no-fault state, you’re responsible for your own insurance coverage regardless of who causes the accident. […]
Where To Find Instant Auto Insurance

When you’re looking for car insurance, sometimes you need a policy that you can purchase and start using right away. Thankfully, many companies now offer instant auto insurance, so you’ll have plenty of choices. Even better, most top insurance companies offer free quotes on their sites, so you can compare offers before you make a […]
How Much Liability Insurance Do I Need?

Most states require drivers to carry some amount of liability insurance to cover injuries and property damage from accidents they cause. Each state has different minimum requirements for liability insurance, though, so knowing how much liability insurance you will need depends on where you live. Of course, the minimum levels of liability insurance may not […]
What To Do When Personal Items Are Stolen From Your Car

If you have ever had your car broken into, you know the feeling of violation and frustration that comes along with it. Not only is your vehicle damaged, but all of your personal belongings are also gone. If this has happened to you, you may be wondering if auto insurance covers personal items stolen from your car. […]
Why Is Honda Civic Insurance So High?

The Honda Civic is likely on your list if you’re shopping for a new car. It’s a popular choice for many reasons; it’s reliable, efficient, and stylish. However, there’s one downside that may not be immediately apparent: the cost of insurance. For some drivers, the monthly insurance premium for a Civic can be pretty high. […]
When To Drop Collision Insurance: A Guide

Many drivers have collision coverage on their car insurance policy. While collision insurance can come in handy for a brand new car or expensive vehicle, it’s not necessary to have it. If you have been paying for this type of coverage for your car and are wondering when to drop collision insurance, this guide can […]
What States Don’t Require Car Insurance?

Every state in the U.S. has its own rules for what type of insurance you have to carry to drive legally on its roads. However, some states don’t require you to carry insurance at all, although you generally still have to take responsibility for any damages you cause on the road. Specifically, there are only […]
When Not to File an Auto Insurance Claim

There are certain situations in which you should file an auto insurance claim, but not every situation has the same solution. So, when should you file an auto insurance claim? Let’s get into everything you need to know about filing a claim and when it’s appropriate to do so. When Should I Not File an […]
What Happens When Your Car Is Stolen Without Insurance?

Whether it’s because you’ve accidentally let your insurance lapse, you don’t have the right kind of insurance, or you’ve been driving around with insurance, getting your uninsured car stolen is a pain. If you’re wondering what happens when your car is stolen without insurance, keep reading to get a crash course in everything you need […]
What Are the Virginia Car Insurance Laws?

Virginia has some unique insurance requirements that let you reconsider how you approach insuring your vehicle. If you’re just moving to Virginia or you’re getting insurance for the first time in the state, you have a couple of options to choose from. Read on to learn everything you need to know about Virginia car insurance […]