1. Year
2. Make
3. Model
4. Trim
5. Fuel Type

Great news! FIXD is compatible with your vehicle.


Unfortunately, FIXD is not guaranteed to be compatible with your vehicle.


FIXD logo

Everything You Need To Know About State Farm First Responder Discount

Want to save on car insurance?

The best way to save is to shop around for lower rates. Enter your information below to instantly compare quotes from leading carriers! 


First responders have the enormous responsibility of saving lives during emergencies and disasters. State Farm Insurance recognizes their efforts by giving generous discounts on different products. From income annuities to mutual funds, you can save some money on various policies and products with State Farm as a first responder. To take advantage of these discounts, you can learn when and how to use State Farm’s coupons, offers, and other deals.

How to Get a State Farm First Responder Discount

To enjoy a State Farm first responder discount, you have to be a firefighter, police, or an emergency medical practitioner. Whether you’re a volunteer or employed as a first responder, you’re eligible for many of State Farm’s discounts. The firm has special discounts on auto, home, life, pet, and education insurance for first responders.

You can visit any of the State Farm offices or make a call to know which discounts are available to you. If you want to make your purchase online, you’ll have to verify your identity and first responder status on the website ID.me. Here are the steps to access your State Farm’s first responder discount:

  1. Verify your identity. To qualify for first responder discounts, you must verify your credentials at the company’s website or another third party.
  2. Open a State Farm account. After verifying your details, you need to open an account with State Farm online.
  3. Save your discount code. Once you successfully open the account, State Farm will generate a special first responder discount code for you. Save this code so that you can use it to enjoy 15% off your first order.
  4. Apply the code. Go to State Farm’s website and shop for any product. Apply your first responder promo code on the purchase.

Tips to Maximize State Farm First Responder Discounts

Besides the automatic 15% discount on the first order, State Farm recognizes front-line emergency responders by providing discounts that can go up to 30% off almost everything. Use the following tips to get the most out of this company’s offers and discounts, especially if you’ve already verified your eligibility.

Email Subscriptions

State Farm provides promotion codes and coupons to individuals who subscribe to their newsletters. With the subscription, you can enjoy up to 20% discounts on various products. Sometimes, State Farm surprises a special group of people such as the military, students, and first responders with exclusive discounts. Subscribers with memberships to these groups can get deals, such as free shipping, which may not be available to non-subscribers.

Referral Programs

If you’re working in a law enforcement office, a fire station, or an EMT clinic, referring your workmates to State Farm can earn you and your referral up to 30% off your purchase. The terms and conditions for referral programs may differ from state to state. Therefore, see what discounts are available for the state where you work or volunteer. You can also earn extra bonuses if you become a member through State Farm’s affiliate agencies.

Learn About Other Discounts

Like other merchants, State Farm provides deep discounts during holidays and anniversaries. Stay up to date with their promotions that come on Thanksgiving Day, Memorial Day, or Christmas. As a paramedic or a firefighter, you can enjoy special markdowns on various products. If you have an auto insurance policy with them, you can take defensive driving lessons or install premium safety features to your car to enjoy more savings with State Farm.

Evaluate All Options

When you buy State Farm’s auto policy, you can make more savings by knowing what options will lower your auto insurance premiums. For example, if you exercise safe driving, you can opt for a higher deductible. While this can immensely lower your rates, you can incur more out-of-pocket expenses. For first responders who enjoy good driver discounts, opting for a higher deductible to reduce your monthly premiums can be a great decision. You can also enroll in State Farm’s Drive Safe & Save program to save up to 30% deals on your premiums.

Bundle Your Policies

Bundling policies is a good idea for anyone who wants to enjoy various discounts. It’s even more attractive if you’re a first responder. When you keep your home, life, condo, or auto insurance policies in one place, you can save hundreds of dollars. For example, if you bundle your auto and home policy, you can make up to $1,127 in savings. Also, if two cars in your household are insured by State Farm, you can get up to 20% savings on your premiums. You’ll enjoy more benefits when you combine these savings with your State Farm first responder discounts.

Auto Insurance Discounts

The average auto insurance cost for most drivers in 2022 is $1,707. However, individual rates can be lower at State Farm if you are a person working around the clock to keep communities safe from disasters. Across the country, most insurance companies provide auto policy discounts for law enforcement officers, EMT nurses, and firefighters. State Farm isn’t left behind as it offers exclusive discounts on auto insurance products purchased by first responders.

How to Use State Farm First Responder Discounts

State Farm offers many discounts to first responders at any given time. If you qualify as a firefighter, an EMT nurse, or a sheriff, you can apply promotion codes and coupons to get great discounts on goods and products. Note that you cannot combine promotion codes, meaning that you can only use one coupon on a single order.

To access and use first responder discounts, visit sites that allow you to redeem your State Farm coupons and promo codes. You can enjoy massive discounts on State Farm’s products ranging from auto insurance and 529 Savings Plan to renters insurance.

As a first responder, you take the call when the rest of us rush to safety. State Farm doesn’t take your sacrifice for granted. It has great discounts for you, whether you’re a law enforcement officer or a paramedic. You can take advantage of these discounts to make savings on many of State Farm’s products.

FIXD Research Team

At FIXD, our mission is to make car ownership as simple, easy, and affordable as possible. Our research team utilizes the latest automotive data and insights to create tools and resources that help drivers get peace of mind and save money over the life of their car.

We’re here to help you simplify car care and save, so this post may contain affiliate links to help you do just that. If you click on a link and take action, we may earn a commission. However, the analysis and opinions expressed are our own.


About the Author

FIXD Research Team

FIXD Research Team

At FIXD, our mission is to make car ownership as simple, easy, and affordable as possible. Our research team utilizes the latest automotive data and insights to create tools and resources that help drivers get peace of mind and save money over the life of their car.

You might also like

Explore Car Resources

car insurance icons

Car Insurance

Find the best insurance deals for your car

Car Buying

Everything you need to know about buying a vehicle

FIXD Team logo

Car Care

Car repair costs, how-to guides, and more

car buying icons

Vehicle Search

Search any make/model for reviews, parts and more