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What Is Direct Auto Insurance Roadside Assistance?

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If you own a car, you should have roadside assistance. It’s as simple as that. Roadside assistance can help when your car breaks down, runs out of gas, or has a flat tire. Learn more about what roadside assistance is, what it covers, and how much it costs.

What Is Roadside Assistance?

Roadside assistance is a service that provides help to motorists who have run into car trouble. Insurance companies run many roadside assistance programs, but you can also find standalone services that anyone can sign up for. Typically, roadside assistance will cover the cost of things such as jump-starts, flat tire changes, and towing. Sometimes, it may also provide discounts on help, such as gas and repairs. Most programs even offer 24-hour access to a hotline, so you can get help no matter what time it is. Whether you’re a frequent traveler or just want peace of mind, roadside assistance can be a valuable service.

What Does Roadside Assistance Cover?

Emergency road service plans can vary from company to company. With the Direct Auto Insurance Roadside Assistance Program, you can expect all the following services if you ever find yourself stranded on the side of the road:

  • 24-Hour Emergency Towing: If your car breaks down and you can’t get it started or drive it, you can call Direct Auto Insurance, and they’ll tow it to the nearest service station or repair shop. They’ll dispatch a tow truck regardless of the time of day or night.
  • Lockouts: It’s not uncommon to lock keys in your car. Keys can even malfunction and get stuck in the ignition. If you find yourself in this predicament, roadside assistance can help you get back into your car.
  • Jump Starts: Cold weather can take a toll on car batteries. Sometimes, they just give out without warning. A jump start is usually all you need to get your car going again if the battery has run down. Roadside assistance can connect your dead battery to a working battery, and you should be on your way in no time.
  • Essential Fluid and Fuel Delivery: Has your fuel tank run dry, and the gauge is reading “EMPTY?” Or have you run out of oil or coolant? Running low on gas or essential fluids is no fun, but it can happen. If there’s no gas station in sight, don’t worry. Direct Auto Insurance Roadside Assistance can deliver gas or tow your vehicle to the nearest station.
  • Flat Tire Service: Flat tires are no fun, especially if you’re unfamiliar with changing them. If you have a spare tire in the trunk but don’t know how to change it, roadside assistance can dispatch someone to assist you. They can also provide a temporary spare tire if you don’t have one.
  • Winching: If your car has gone off the road, is stuck in a ditch, or some other difficult-to-reach place, the roadside assistance team can send a tow truck with a winch to get your car out and back on the road.
  • Mechanical First Aid: You can’t always predict when your car will break down, but sometimes you can tell something isn’t quite right. Call Direct Auto Insurance Roadside Assistance if you need mechanical assistance on the road. They’ll send a qualified technician to take a look and provide some mechanical first aid to get you back on the road.
  • Concierge and Trip Planning Services: If you’re planning a road trip, the roadside assistance team can help you map out the route. They can also provide recommendations for hotels, restaurants, and attractions along the way.

These are just some of the services the Direct Auto Insurance Roadside Assistance policy offers with their roadside assistance program.

How Much Does Roadside Assistance Cost?

The cost of roadside assistance varies depending on the company you choose and the type of coverage you need, but it typically starts at around $50 per year. Some companies offer roadside assistance as an add-on to their auto insurance policies for an additional cost, while others sell it as a standalone service. Before you purchase roadside assistance, compare the prices and coverage of different plans to find the one that best meets your needs.

Direct Auto Insurance Roadside Assistance is usually available with your auto insurance policy for a small additional cost. After you pay the initial fee, there is no limit to the number of times you can use the service. If you’re having some car trouble, all you have to do is call the number on your roadside assistance card, and they will dispatch a tow truck to your location.

Is Roadside Assistance Worth It?

Yes, roadside assistance plans are definitely worth it. Have you ever been stranded on the side of the road with a flat tire or a dead battery? If so, you know how frustrating and inconvenient it can be. Roadside assistance plans can help you get back on the road quickly and easily without worrying about the cost of a tow truck or other services.

Even if you’ve never been stranded on the side of the road, roadside assistance is still a good investment. It offers peace of mind in knowing that if you ever have a problem on the road, help is just a phone call away. Even better, some roadside assistance plans are much cheaper than what you would pay for a tow truck or car locksmith service if you didn’t have a plan.

The Direct Auto Insurance Roadside Assistance plan can be highly beneficial for drivers. If you already have an auto insurance plan with Direct Auto Insurance, give the company a call to see how to add the roadside assistance plan to your policy. If you don’t have auto insurance yet, you can bundle both policies together to ensure you’re meeting your state’s minimum car insurance standards and to have helpful roadside assistance when you need it.

FIXD Research Team

At FIXD, our mission is to make car ownership as simple, easy, and affordable as possible. Our research team utilizes the latest automotive data and insights to create tools and resources that help drivers get peace of mind and save money over the life of their car.

We’re here to help you simplify car care and save, so this post may contain affiliate links to help you do just that. If you click on a link and take action, we may earn a commission. However, the analysis and opinions expressed are our own.


About the Author

FIXD Research Team

FIXD Research Team

At FIXD, our mission is to make car ownership as simple, easy, and affordable as possible. Our research team utilizes the latest automotive data and insights to create tools and resources that help drivers get peace of mind and save money over the life of their car.

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