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Posts Authored by Shamontiel Vaughn

Loan Prepayment Penalty concept. Man is holding blackboard.

Which States Allow Auto Loan Prepayment Penalties?

When the vehicle payoff letter appears in the mail, it’s one of the best feelings for car owners. It’s proof that you can finally cross those monthly auto loan payments off of your list, and get the title to your car in your own name.  However, if you paid off your vehicle loan earlier than expected, it may not be such great news for the lender.  Paying a loan off early reduces the amount of interest the lender gets to collect. To discourage you from doing so or to profit in the event that you do choose to pay your

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Cars with high mileage of more than 200,000 kilometers

What You Need to Know About Auto Loans for High-Mileage Cars

“They don’t make them like this anymore.” That’s a common saying you’ll hear about older cars versus newer models. Depending on which side of the vehicle argument you’re on, a high-mileage car may be the way to go. According to Consumer Reports, a high-mileage car can last as long as 200,000 miles. How? High-mileage cars don’t always mean poor quality. Depending on how the prior owner took care of an older car, its condition may even rival that of a car with a four-digit mileage. But how do you finance a car with thousands of miles on it? And what

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