Car Affordability Calculator
Enter your monthly payment, credit range, and loan term to see how much you can afford to spend on a car.
Auto loan amortization calculator
See how your auto loan balance changes over time, and how lower rates can speed your payoff.
If your credit has improved since you took on your loan, consider auto loan refinancing.
Average auto loan rates by credit scores
| Credit score | Average APR, new car | Average APR, used car |
|---|---|---|
| Superprime: 781-850. | 2.47%. | 3.61%. |
| Prime: 661-780. | 3.51%. | 5.38%. |
| Nonprime: 601-660. | 6.07%. | 9.80%. |
| Subprime: 501-600. | 9.41%. | 15.96% |
| Deep subprime: 300-500. | 12.53%. | 19.87%. |
Source: Experian Information Solutuions.
