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2020 Toyota Camry Factory Warranty & Recalls – All Coverage & Exceptions

The 2020 Camry has a 3yr/36k mile basic warranty, 5yr/60k mile powertrain warranty, 5yr corrosion perforation warranty, 2yr/24k mile federal emissions warranty, and 3yr/50k mile CA emissions warranty. Exact battery and air conditioning warranty durations are not specified.

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TABLE OF CONTENTS

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Claude AI assisted in this article’s writing.

Below is a summary of your 2020 Toyota Camry warranty coverage and how long your coverage lasts. At the bottom of this article is the full 2020 Toyota Camry warranty PDF, if you wish to explore further.

Warranty durations listed below are in terms of the vehicle’s mileage or age. If a type of coverage is valid for three years or 36,000 miles, coverage lasts until the vehicle reaches 36,000 miles or until it’s three years old, whichever occurs first.

For more information about Auto Warranties, you can check out this directory containing everything you need to know about Auto Warranties arranged by system.

Warranty Duration
Basic Warranty 3 years/36,000 miles
Powertrain Warranty 5 years/60,000 miles
Corrosion Perforation Warranty 5 years, unlimited miles
Federal Emissions Warranty 2 years/24,000 miles
8 years/80,000(specific parts)
California Emissions Warranty 3 years/50,000 miles Performance Warranty 
7 years/70,000 miles Defect Warranty

If you need more detailed information about the warranties covered in this article, you can find the link to the original factory warranty PDF towards the end of this article. Alternatively, you can review the frequently asked questions (FAQs) section at the very bottom of the article which provides more warranty details. Please refer to the warranty PDF link if you would like to view the complete and official warranty terms from Toyota.

2020 Toyota Camry Factory Warranty

Company, Automobile under the umbrella in rainy day. Safety concept. Ai Generative

For a 2020 Toyota Camry that was put into service in September 2020 and now has 36,000 miles in September 2023, some of the original factory warranties have expired. Specifically, the following warranties are no longer active:

  • Basic Warranty: This 36-month/36,000-mile warranty has expired based on the vehicle reaching 36,000 miles.
  • Powertrain Warranty: This 60-month/60,000-mile warranty has not yet expired based on time or mileage.
  • Corrosion Perforation Warranty: This 60-month unlimited mileage warranty has not yet expired based on time.
  • Restraint Systems Warranty: This 60-month/60,000-mile warranty has not yet expired based on time or mileage.
  • Federal Emissions Warranty: This 24-month/24,000-mile warranty expired when the vehicle reached 24,000 miles.
  • California Emissions Performance Warranty: This 36-month/50,000-mile warranty once the vehicle reaches 50,000 miles or when your in-service date passes this year.
  • California Emissions Defects Warranty: This 84-month/70,000-mile warranty has not yet expired based on time or mileage.

 

If you are confused about what each of the warranties covers for your Toyota Camry, I recommend checking out our helpful article “The Ultimate Guide to Car Warranties.” This article provides a comprehensive overview of factory warranties, including details on the Basic, Powertrain, Corrosion Perforation, Air Conditioning, Paint, Battery, Tire, Federal Emissions, and California Emissions warranties. 

As summarized above, some of these warranties for the 2020 Camry have already expired due to time and mileage limits. Our guide breaks down each warranty in simple terms, so you can better understand exactly what is covered under your Toyota factory warranty. The article will clear up any confusion and ensure you get the most out of your remaining warranty coverage.

Basic Warranty

The New Vehicle Limited Warranty is Toyota’s version of the basic warranty coverage for a new vehicle. For the 2020 Toyota Camry, the New Vehicle Limited Warranty expires at 36 months or 36,000 miles, whichever comes first. For a Camry that entered service in September 2020 and reached 36,000 miles in 2023, the New Vehicle Limited Warranty coverage expired once the vehicle reached 36,000 miles. 

This basic warranty does not cover damage or failures resulting from factors like accident, abuse, improper maintenance, alterations, lack of proper maintenance, or installation of non-Toyota parts. Items like brake pads, wiper blades, and maintenance items are also not covered. So in this case, even though the Camry is still within 36 months from its in-service date, the New Vehicle Limited Warranty expired in 2023 when the odometer reached 36,000 miles. Any issues that arise now would not be covered under the basic warranty unless Toyota issues a specific policy adjustment.

Powertrain Warranty

The powertrain warranty for the 2020 Toyota Camry covers repairs needed to fix defects in materials or workmanship on components like the engine, transmission, front-wheel drive system, and rear-wheel drive system. For the 2020 Toyota Camry, the powertrain warranty expires at 60 months or 60,000 miles, whichever comes first.

For a Camry that entered service in September 2020 and has reached 36,000 miles in 2023, the powertrain warranty will expire when the odometer reaches 60,000 miles. Since the vehicle has not yet exceeded 60,000 miles or 60 months from the in-service date, the powertrain warranty is still active in 2023.

Corrosion Perforation Warranty

The rust perforation limited warranty for the 2020 Toyota Camry covers repair or replacement of any original body panel that develops perforation from corrosion. This warranty against rust-through corrosion is time-limited to 5 years, with no mileage restriction. Therefore, the 5-year rust perforation limited warranty for the 2020 Camry has not yet expired, since the current year is 2023 and it is still within 5 years of the vehicle’s in-service date. Unless an extended warranty was purchased, Toyota’s rust perforation coverage will expire in 2025, when this Camry turns 5 years old. As long as the Camry is less than 5 years old, the rust perforation limited warranty still provides protection against rust corrosion, regardless of mileage accrued.

Air Conditioning Warranty

Based on the warranty information provided, the Air Conditioning Warranty covers repairs needed to correct defects in materials or workmanship of any part of the air conditioning system supplied by Toyota. 

Unfortunately, the warranty guide provided does not specify coverage details or expiration terms for the air condition warranty. Without those warranty details, we cannot definitively state what the time duration or mileage limits are for this air condition warranty.

Battery Warranty

The New Vehicle Limited Warranty covers repairs needed to correct defects in materials or workmanship of the original battery installed in the vehicle by the manufacturer. However, it does not cover batteries that fail due to damage from improper maintenance, abuse, or alteration. 

Unfortunately, the warranty guide provided does not specify coverage details or expiration terms for the battery warranty. Without those warranty details, we cannot definitively state what the time duration or mileage limits are for this battery warranty.

Tire Warranty

The Tire Limited Warranty covers defects in materials and workmanship of tires supplied as original equipment on new Toyota vehicles. It does not cover normal wear and tear or damage from improper maintenance, use, or accidents. For the 2020 Toyota Camry, the tires are warranted by the individual tire manufacturer and not Toyota. 

Tire warranties can vary by manufacturer, but typically cover defects for a time period ranging from 3-5 years from the in-service date or for a specified mileage limit such as 40,000-60,000 miles. Since this is a 2020 model vehicle, it is likely that the original tire manufacturer’s warranty has already expired by the current year 2023, assuming average annual mileage. However, the exact expiry would depend on the specific tire brand’s warranty terms.

Federal Emissions Warranty

The Federal Emission Control Warranty covers repairs needed to correct defects in materials or workmanship of specified emission-related parts supplied by Toyota. This warranty covers 2 years or 24,000 miles from the vehicle’s in-service date. There is also coverage for 8 years or 80,000 miles for specific components, whichever occurs first. However, it does not cover failures caused by improper maintenance, abuse, alterations, or non-equivalent replacement parts. 

For the 2020 Toyota Camry, the 24-month/24,000-mile federal emissions warranty limit has already expired in the current year of 2023. Therefore, the Federal Emission Control Warranty coverage has ended for this vehicle based on the mileage and year limits.  However, the 8-year/80,000-mile specific components warranty is still valid if it’s still under the mileage limit.

The Clean Air Act

The Clean Air Act requires vehicle manufacturers to warrant that their vehicles are designed, built, and equipped to meet federal emissions standards. Under this law, Toyota may be required to repair or replace certain emissions-related parts for free, even if the warranty has expired. For the 2020 Toyota Camry discussed in the warranty document, the federal emissions warranty already expired in 2023 based on the mileage and year limits. 

However, if the vehicle fails an emissions test during the period of required emissions warranty coverage under the Clean Air Act ( typically 10 years or 120,000 miles from the in-service date), Toyota may still be required to repair or replace certain parts like the catalytic converter, engine control module, or sensors to ensure emissions compliance. This is required by the Clean Air Act even though the original emissions warranty has expired.

California Emissions Warranty

The California Emissions Warranty covers repairs needed to correct defects in materials or workmanship of specified emissions-related parts supplied by Toyota. This warranty covers 3 years or 50,000 miles from the vehicle’s in-service date and specified major emissions-related components for 7 years/70,000 miles, whichever occurs first. However, it does not cover failures caused by improper maintenance, abuse, alterations, or non-equivalent replacement parts. 

For the 2020 Toyota Camry, the California emissions warranty limit of 50,000 miles or 3 years has already expired in the current year of 2023 depending on your in-service date. Therefore, the California Emissions Warranty coverage has ended for this vehicle based on reaching the mileage and year limits first. However, the 7-year/70,000-mile would still be valid as long as it is under the mileage limit.

2020 Toyota Camry Recalls

Here is a summary of the two NHTSA recalls for the 2020 Toyota Camry:

In November 2020, Toyota recalled over 1.5 million vehicles, including the 2020 Camry, due to a fuel pump issue that could cause the engine to stall while driving, increasing the risk of a crash. Toyota dealers will replace the fuel pump assembly with an improved one free of charge once parts become available.

In February 2020, Toyota recalled certain 2020 Camry vehicles equipped with 2.5L 4-cylinder engines due to potential engine coolant leaks that could cause stalling or engine damage. Toyota dealers will inspect and replace the engine including the engine block if necessary. 

These NHTSA recalls show that even new vehicles can have safety issues that require repairs. It’s important for owners to stay informed about recalls and complete any needed remedies to reduce risks.

Extended Warranties

wood with the word Extended Warranty. the concept of warranty extension or warranty addition

Extended Warranty Available Upon Car Purchase

Based on the warranty information provided, here is a paragraph about any extended coverage offered by Toyota at the time of purchase for this 2020 Toyota Camry:

Toyota offers the option to purchase extended warranty coverage beyond the initial 3-year/36,000-mile basic warranty and 5-year/60,000-mile powertrain warranty. These Toyota-backed extended warranties, called Vehicle Service Agreements (VSA), provide additional protection for the vehicle for a longer period of time or mileage from the in-service date. 

Toyota provides a variety of VSA plans that can extend coverage up to 7 years/100,000 miles from the in-service date. The extended warranty coverage in VSA plans mirrors the Toyota New Vehicle Limited Warranty, providing protection against defects in materials or workmanship for the major vehicle systems like the engine, transmission, steering, suspension, etc. VSAs can be purchased anytime before the factory warranty expires, so check with your local Toyota dealer about available extended warranty options if you want peace of mind for longer coverage.

Extended Warranty Available Now

If you’re looking for an affordable extended warranty for your 2020 Toyota Camry, the FIXD Vehicle Protection Plan can help. We have partnered with CARCHEX, one of the leaders in the industry. Our coverage includes everything from the engine and powertrain parts to electrical components and air conditioning. This coverage is available for one low monthly fee. Choose from five levels of coverage and find a warranty that suits your needs and budget. Get a no-cost and no-obligation quote today.

2020 Toyota Camry Warranty Brochure/Booklet

If you want a more comprehensive look at the warranty coverage that has expired and what coverage may still be available, you can read Toyota’s warranty booklet. It provides detailed information about coverage, including exclusions.

Click here to download and read the 2020 Toyota Camry Warranty / Recalls warranty brochure.

FAQs

Based on the warranty information provided, here are some things not covered by Toyota’s warranties:

  • Normal wear and tear, maintenance services like oil changes and wiper blades, and damage from accidents or improper maintenance are not covered under the 3-year/36,000-mile basic warranty. 
  • Tires are covered by their own separate warranty from the tire manufacturer, not Toyota’s warranties.
  • Damage or failures from modification, racing, environmental conditions like water contamination or salt exposure, and vehicle alteration like installing non-Toyota parts are not covered under the 5-year/60,000-mile powertrain warranty.
  • Incidental or consequential damages like rental car fees or missed time from work are not covered under Toyota’s warranties. 
  • Vehicles with altered odometers or designated as salvage or total loss vehicles are not covered.
  • Normal maintenance services and repairs for worn items like brake pads, wiper blades, and spark plugs are not covered under Toyota’s comprehensive warranties for new vehicles. Only defects in material or workmanship are covered.

Based on the information provided:

  • Toyota’s new vehicle warranties cover both parts and labor needed to repair defects in materials or workmanship. This includes the 3-year/36,000-mile basic warranty and the 5-year/60,000-mile powertrain warranty.
  • Toyota’s warranties cover the cost of parts and labor needed to repair covered defects, but they do not cover incidental costs like rental cars or missed work.
  • Extended warranties, called Vehicle Service Agreements (VSAs), can be purchased from Toyota after the initial purchase to extend coverage beyond the factory warranty period. VSAs mirror the Toyota new vehicle warranty but provide protection for longer time and mileage periods, such as up to 7 years/100,000 miles from the in-service date.
  • VSAs can be purchased anytime before the factory warranty expires. Check with your Toyota dealer about extended warranty options to see what plans are available for your Toyota model if you want additional protection beyond the original warranty coverage.
  • The Toyota New Vehicle Limited Warranty covers the exhaust manifold and exhaust pipes from the manifold to the catalyst and/or from catalyst to catalyst for 5 years or 60,000 miles, whichever comes first. 
  • Other exhaust components like the catalytic converter, front exhaust pipe including the catalytic converter, and exhaust manifold including the manifold converter are covered for 8 years or 80,000 miles under the Federal Emission Warranty.
  • For the 2020 Toyota Camry, the original 5-year/60,000-mile powertrain warranty would expire in 2025 or at 60,000 miles. The Federal Emission Warranty coverage of 8 years/80,000 miles on catalytic converters and manifolds would expire in 2028 or at 80,000 miles.
  • So in 2023, the Toyota New Vehicle Limited Warranty and Federal Emission Warranty would still be in effect for this 2020 Camry, provided it has not reached the mileage limits. Warranty coverage for replacement exhaust components would depend on the specific part and age/mileage of the vehicle.
  • Extended warranties, called Vehicle Service Agreements (VSAs), can be purchased from Toyota after the initial purchase to extend coverage beyond the factory warranty period. 
  • VSAs mirror the Toyota new vehicle warranty but provide protection for longer time and mileage periods, such as up to 7 years/100,000 miles from the in-service date.
  • VSAs can be purchased anytime before the factory warranty expires. Check with your Toyota dealer about extended warranty options to see what VSA plans are available for your Toyota model if you want additional protection beyond the original warranty coverage.
  • The availability of extended VSAs, coverage periods, and pricing varies based on the Toyota model, age, and mileage at the time of purchase. 
  • For a Toyota still within the original factory warranty period, you would need to discuss VSA options with your dealer to see what extended coverage is available. The older the vehicle and higher the mileage, the more limited the VSA choices may be.

Resources

Toyota Motor Sales, U.S.A., Inc. (2019). 2020 Toyota Camry Warranty and Maintenance Guide. Retrieved from https://assets.sia.toyota.com/publications/en/omms-s/T-MMS-20Camry/pdf/T-MMS-20Camry.pdf 

National Highway Traffic Safety Administration. (2020, November 4). 20V682000: Fuel pump may fail. Retrieved from https://www.nhtsa.gov/vehicle/2020/TOYOTA/CAMRY/4%252520DR/FWD#recalls  

National Highway Traffic Safety Administration. (2020, February 6). 20V064000: Engine may leak coolant. Retrieved from https://www.nhtsa.gov/vehicle/2020/TOYOTA/CAMRY/4%252520DR/FWD#recalls

FIXD Research Team

At FIXD, our mission is to make car ownership as simple, easy, and affordable as possible. Our research team utilizes the latest automotive data and insights to create tools and resources that help drivers get peace of mind and save money over the life of their car.

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FIXD Research Team

FIXD Research Team

At FIXD, our mission is to make car ownership as simple, easy, and affordable as possible. Our research team utilizes the latest automotive data and insights to create tools and resources that help drivers get peace of mind and save money over the life of their car.

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