How To Cancel GAP Insurance on Your Buick
GAP insurance (aka Guaranteed Asset Protection or Guaranteed Auto Protection) is an addition to an auto insurance policy that some car buyers opt into when purchasing a new car. Whether you want to cancel GAP insurance because you got rid of your car, because you’ve paid off the loan early, or for any other reason, […]
How To Cancel Gap Insurance On Your Chrysler
General Asset Protection (GAP) insurance can help protect you from the risk of an outstanding balance on a loan for a car you no longer have due to it being totaled in an accident or stolen. This outstanding balance is often referred to as a deficiency balance and it is not something anyone wants to […]
Which States Allow Auto Loan Prepayment Penalties?
When the vehicle payoff letter appears in the mail, it’s one of the best feelings for car owners. It’s proof that you can finally cross those monthly auto loan payments off of your list, and get the title to your car in your own name. However, if you paid off your vehicle loan earlier than […]
How To Cancel GAP Insurance on Your Cadillac
Besides being a well-regarded manufacturer of luxury automobiles, Cadillac also offers GAP insurance coverage on all its new, used, and leased vehicles. If you purchased Cadillac GAP insurance back when you bought your car, you might now be wondering how to cancel that GAP coverage. Whatever your reason for wanting to cancel your Cadillac GAP […]
What Used Cars are the Cheapest to Insure in North Carolina
Need to know which pre-owned vehicles are the most affordable to insure in North Carolina? We completed independent research to find the answer for you! This article details the best insurance companies and tips for lowering North Carolina insurance premiums. We compare the price of liability-only policies and full coverage policies and answer frequently asked […]
Complete Guide to 120-Month Auto Loans in 2022
10-year loans are a relatively new way to finance the car of your dreams. But how do they work, and are they worth it? Some experts will tell you a 120-month auto loan is a bad idea. This post also tells you that, but we’ll actually tell you why a 120-month loan is a dangerous […]
What You Need to Know About Auto Loans for High-Mileage Cars
“They don’t make them like this anymore.” That’s a common saying you’ll hear about older cars versus newer models. Depending on which side of the vehicle argument you’re on, a high-mileage car may be the way to go. According to Consumer Reports, a high-mileage car can last as long as 200,000 miles. How? High-mileage cars […]
What You Need To Know: Auto Loan Deficiencies and the Statute of Limitations
What is the statute of limitations? The statute of limitations restricts how much time someone has to file a lawsuit after an event. For example, if you know someone stole your car, you may only have a certain number of years to file legal proceedings against them to get it back. The limit on the […]
144-Month Auto Loans: What You Need to Know
Auto loans are getting longer, and while the average car loan is just under 72 months (6 years), some lenders are willing to offer financing for 144 months. A 144-month auto loan is like any other car loan, but it comes with a longer repayment term spanning 12 years. Most lenders won’t give you the […]
How to Remove a Cosigner From an Auto Loan
If you have an auto loan with a cosigner, you might be wondering what options exist for removing that cosigner from the loan. Life is full of changes, both personal and professional. Perhaps you’re more financially stable, or maybe you had a falling out with your cosigner. Whatever your reasons for wanting to remove a […]
