Category: Auto Loans

Our wide-ranging collection of auto loan articles offers guidance for drivers financing vehicles, whether purchasing new, used, or refinancing your car payment. Core topics provide clarity on industry terminology, comparisons of rates and terms from top national lenders, directions on qualifying with challenging credit, and practical advice for managing loans.

With plain-language explanations of financing options like personal loans and dealer financing, first-time buyers can find the best rates and repayment plans to fit their budget. Experienced borrowers benefit from tips on removing co-signers, detailing refinancing process, and highlighting lender reputations too.

Bank, Dealership, or Credit Union? Get the Best Auto Loan

Banks vs Credit Unions concept. Money and ledger.

If you’re in the market for a new car, you’re probably considering how to pay for it. Unless you pay for the entire cost of the vehicle up front, you’re going to have to take out a loan to finance your purchase. While you can theoretically use a credit card or personal loan to buy […]

Auto Loans With No Payments For 90 Days – What You Need To Know

real estate agent dealer salesman using stamper for stamping approved on mortgage loan auto insurance contract agreement document

A car is a big-ticket purchase, so when the time comes to get a new one, it might cause some serious financial strain. The down payment, sales tax, dealer fees and other costs can easily set you back thousands of dollars, and that’s just the price to get out the door. Before you buy, use […]

Rebuilt Title Auto Loans

Closeup portrait, young cheerful, joyful, smiling, gorgeous woman holding up keys to her first new sports car. Customer satisfaction

If you’re shopping for a car and come across a deal that seems too good to be true, you might be looking at a car with a rebuilt title (aka a branded title). From the outside, a car with a rebuilt title can look like any other car. But, appearances can sometimes be deceiving, and […]

What Is an Auto Loan Preapproval and When Do You Need One?

Printed document with rubber stamp and the word pre-approved. Concept of mortgage or loan pre-approval. 3D illustration.

Obtaining an auto loan preapproval before shopping for a new car can give you a competitive edge. You can compare interest rates among lenders for the best and most affordable ones. You can also use your preapproval as a negotiation tool to get the best price for your new vehicle. What Is an Auto Loan […]

How Do Auto Loans Work?

Vector of a man and a sales agent with approved car loan and a new modern auto on a bank building background

Buying a new or used car is likely one of the larger purchases you’ll make during your life. Auto loans can be intimidating and unclear, particularly for a first-time borrower. The more informed you are, the better prepared you are to negotiate the best deal for your circumstances. Vehicle loans give you the money to […]

Pre-qualifying for Your Next Car Loan

When you’re looking for a new car, you need to start with a budget. If you don’t plan to pay in cash, you’ll need to find a lender who can help you pay for your car. Before you decide on what kind of car to purchase or which dealership to visit, start by thinking about […]

Paying Off Your Car Loan Early

Concept image of a Calendar with the text: Pay Off Loan

Suppose you get a bonus at work or come into an unexpected windfall. You might be tempted to use that extra money to pay off your car loan early. Depending on your situation, you can benefit from paying off your loan, or you might experience some drawbacks. This guide will help you decide whether paying […]

No Proof of Income? How to Get a Loan (Dealership or Bank)

Hand of man signing signature filling in application form document

When you apply for a car loan to finance a new vehicle, most lenders will ask for proof of your income. If you’re unable to provide this verification, you still have options for getting a loan. Review this guide to learn how to get a car loan with no proof of income through car dealerships […]